JO’RAYEVA ZEBO. “INSTITUTIONS THAT MATCH UP SAVERS AND BORROWERS HELP ENSURE THAT ECONOMIES FUNCTION SMOOTHLY”. Лучшие интеллектуальные исследования 28, no. 1 (September 11, 2024): 338–343. Accessed February 2, 2026. https://web-journal.ru/journal/article/view/7397.