Norxo‘jayeva Iroda Ikromjonovna. “BANKLARDA FINTECHS IMKONIYATLARIDAN SAMARALI FOYDALANISH”. Ta’lim Innovatsiyasi Va Integratsiyasi, vol. 10, no. 1, Nov. 2023, pp. 115-8, https://web-journal.ru/ilmiy/article/view/1552.